Posted by Kevin in Germany has a statutory sickness assurance system (GKV). A full private medical insurance (PKV) is only available for persons who are not obliged to join the statutory health insurance. But everybody has the opportunity to effect complementary private sickness assurance besides the statutory medical assurance. On the market there are numerous insurers selling these complementary private sickness assurances. On that Internet site the client can obtain a gratis comparison of assurance offerers and get their personal supplementary private sickness insurance quote: http://www.pkv-zusatz.com/billige_Zusatzkrankenversicherung.html
A complementary private sickness insurance has numerous advantages:
Persons with a supplementary private sickness assurance can be treated like private patients. This means that the insurance providers pay items like glasses and contact lenses. Additionally, a patient with a additional private medical assurance might get a single room in hospital as well as daily compensation payments for the phase of sickness. The additional private sickness insurance gives additional performance to members of the governmental sickness insurance in Germany. Private sickness assurance companies pay items, which are not paid by the national sickness insurance. The details are dependent on your individual agreement. Patients should always compare some quotes before contracting your supplementary private sickness insurer. This can be done online.
Several companies offer the option of making customization to the tariff of the active agreement. That is quite helpful when your individual situation changes over time. Every German, who is obliged to be a member of the national medical assurance (GKV), can join the complementary private health insurance. This applies especially to workers and employees whose salaries are below the GKV assurance limit. The assurance limit is a salary of 48,600 Euros per year in 2009.
Private patients see the medical bills and know how much is charged. So you can see how much the different items are. As a private insured, you can control the medical bills. The monthly charges of the private sickness assurance are only dependent on the individual contract and are not calculated in accordance to your earnings. Everybody, who is not happy with the low performance of the governmental health insurance, should think about buying supplementary private medical assurance. So the patient can get the comfortable feeling to be provided with better treatment and performance in case of an illness.
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